Fast Loans

Standing at a till ready to pay for your groceries and the only thing you pull out of your pocket are used tissues and some old receipts? Well then you are in need of a short-term cash injection or like some might call it Fast Loans!

At Mulah we do just that with our Fast Loans services, you can borrow the amount you need over a short period of time with the repayment date set by you! The amount will be paid directly into your bank account the same day. Let’s say you need R4000, you can apply for a quick instant cash loan with no trouble and then pay it back on your next payday (or whatever the number of days it is you chose)

We are one of the leading South African payday loan providers and at Mulah, we treat all our short term personal loan clients with the utmost respect, world-class service and quick turn around time.

Why you might need a Mulah short term loan:

Cash flow problems and unexpected expenses can pop up from time to time leaving you short on cash until your next payday, that's when a payday loan over a short period comes in handy.

  • You can save time with a Mulah account. Our online loan application process is really fast, hence our slogan quick ching!
  • If you have successfully applied for a short term loan with us before then you find that it is even quicker and easier the second time around. Merely login with the details we sent you and start a quick second loan application.
  • You can save yourself some money by getting a quick cash loan, instead of falling behind on your debt and getting charged late fees or reactivation fees (we all know that darn feeling to pay extra to get our electricity switched back on)
  • Don’t fall behind with your bills and damage your credit record. Our Fast Loans can be paid back from 1 to 30 days after you take out the loan, not just on your next payday!
  • So don’t get caught without any cash again! Start you application for an online short term loan from Mulah.

    The payday loan application process

    Here at Mulah we have made it quick and easy to apply for a short term loan, and the response is also quick, alerting you via email and SMS straight to your cellphone if you have been approved or not.

  • Use the slider calculator to tell us the loan amount you require and the repayment period and we will calculate the interest rates and the full cost of your payday loan. No surprises!
  • Fill in the quick loan application form with your employment details, South African Citizen ID number and your banking information so we can do a quick credit check.
  • Get your mulah transferred directly into your bank account on the same day!
  • Once the repayment day has arrived Mulah will collect a single payment via debit order direct from your bank account.
  • Instant Fast Loans, no paperwork

    We are proud to announce that Mulah has gone paperless for existing clients and no documents have to be signed and faxed or mailed back to us, it all happens online!

    Existing clients that want to apply for a Mulah loan can apply via the My Account section. All contracts will be signed simply by clicking the Accept buttons. The only documents that we would still need are your latest 3 months of bank statements, but this can easily be uploaded via our upload widget from your desktop PC.

    If you are asking why we need your bank statements, the answer is we want to ensure that we are being responsible in giving you a loan. Our aim is to be the most responsible and respected Micro lender in South Africa and also prevent you from hurting your credit score and increasing your debt.