How It Works

We are one of South Africa’s leading loan providers and applying for a Mulah short term loan is super easy. With our loan calculator, you can quickly decide on the loan amount, repayment period and calculate the interest rate and fees till your next payday. The full costs of your payday loan are displayed and we show you how it is calculated so there are no surprises!

When you are satisfied with the online loan amount you can hit the Apply Now button and begin the loan application process. We will then need some personal details, such as your employment status and your South African Citizen ID number and your banking information to enable us to do a quick credit check.

Choose The Loan Amount

Use the slider calculator to determine your required loan amount.

Register Online

Fill in the quick loan application form, only do it once!

Quick Ching !

Mulah transferred directly into your bank account!

Approved or Declined?

My uses advanced software to make the decision process on your short term loan as quick as possible. We will notify you by SMS and E-mail if your cash loan is approved or not.

Mulah straight into your Bank account

When your payday loan is approved, we will ensure that you get the Mulah via EFT transfer direct to your bank account. Non-payment can lead to an R60 service fee being added.

How do you repay your loan?

Mulah will collect a single payment from your bank account via debit order on the date as specified by you. This date is your next payday. All you need to do is ensure that the required funds are available in your account.

Want to know more?

Not all your questions answered? Please go to the FAQ page or read our Terms and Conditions to get some more clarity.