short term loan
Quick and easy short term loans
3 Easy Steps
Choose the loan amount
Use the slider calculator to determine the loan amount and the repayment period, and see the interest rates and the repayment amount.
Register Online
Fill in the quick and easy loan application form with your employment status and South African Citizen ID number so we can do a quick credit check. Make sure to only do it once!
Quick Ching!
Mulah transferred directly into your bank account on the same day if you apply before 15:00pm!
Need an online loan over a short period and fast?
Mulah provides quick and easy online short term loans

Registration is quick and easy!
Business Hours
Monday to Friday 08:30 - 16:00

*Please note that all applications approved before 15:00 will be paid instantly, after 15:00 it will be paid out on the following day.
Need Assistance
Leave a message in the chat box on the right.

If our agents are offline, leave a message and we will contact you.

APR (Annual Percentage rate)

Our annual percentage rate is 38% per year.

Repayment terms

All payments are collected via debit order in a single payment direct from your bank account on the date of your next payday.

Contract renewal

Our renewals are not automatic, new loan offers and loan extensions will be handled as a new loan agreement and the same interest rates will apply for these loans.

Implications of non-payment

Non-payment of your account will result in a R60 service fee and 5% interest added every month.

Failure to repay a loan will lead to Credit Reference Agencies being notified and potential legal action being taken, both of which could impair your credit score.

Official and by the book

We are registered with the National Credit Regulator and comply with all of the legislation in regards to the South African National Credit Regulator.

© 2019 Quickching T/A Mulah (Pty) Ltd. Company registration No: 2012/126711/07. A Registered Credit Provider NCRCP6092.